If you haven’t compared car insurance quotes in a few years, you’ve got a nagging suspicion that comparing premium quotes now can save you money. According to the National Association of Insurance Commissioners (NAIC), car insurance rates have declined by an average of 3% in the U.S. over the past few years. Car insurance isn’t considered a high growth industry. Instead, car insurance companies compete with each other for existing customers.

Comparing car insurance quotes is on your to-do list. Perhaps it’s ranked somewhere behind a dental appointment or heavy house cleaning. Requesting car insurance quotes brings to mind making lots of phone calls, requesting information from individual insurance companies, and listening to lots of aggressive insurance agents and brokers.

There’s no need to work hard to request auto insurance quotes. Forget about insurance sales hype. Comparing your car insurance quotes couldn’t be easier: type your zip code into the free online comparison tool at InsuranceQuotes.org to request fast car insurance quotes!

As car insurance quotes effortlessly fill your inbox, you’ll notice some recent money-saving trends:

• Mileage-based car insurance
  Using your car less over the course of the car insurance policy period can save you money. Take public transportation to get to work, then save money on car insurance.
• New car replacement
  Some car insurance companies offer to replace a total loss with a newer car. Other companies allow you to purchase “new car replacement” as an à la carte premium policy option.
• Constant access to customer service
  Regardless of when you need customer service assistance, your insurance company is likely to offer 24-hour/365-days-a-year customer service. Your insurer may also offer the convenience of an online customer service portal. Some companies offer access to the claims adjuster throughout the customer claims intake and settlement period. Other companies provide a claims process timeline.
• Disappearing car insurance premiums and accident forgiveness
  Safe drivers are beloved by car insurance companies. To inspire drivers to road safety and fewer accidents, some car insurance companies reduce the annual deductible each year the driver reports no claims. One car insurance company advertises vanishing car insurance.
• Defensive driving classes and safe driver organizations
  Join organizations like the Partnership for Safe Driving (www.crashprevention.org) or take a defensive driving class to save money on car insurance.

Knowledge really is power when it comes to comparing car insurance quotes. Competitive car insurance companies want your business. Request car insurance quotes today and save big.

Some auto insurers are providing motorists with a little more peace of mind when they’re behind the wheel with Fido and Fluffy.  Special car insurance helps cover the cost of care if pets are injured in an auto accident.

Elephant auto insurance is now offering cheap online auto insurance quotes in Maryland. Go online and explore for the best products and services that Elephant is offering with excellent customer services, cheap auto insurance rates and much more. [PR.com]

Your personal auto insurance or credit card doesn’t automatically covered you for all rentals and all situations, so read the fine print.

Crashed your car? Bummer. Even worse is getting a call from your auto insurance company saying it’s a total loss and should go to the junk yard.

Most auto policies leave room to deny a claim. What do you need to look out for?